Dental plans are available to individuals and to groups. DHMO
plans have the most affordable premiums, affordable copays for care,
and few limits on the amount of care you can get each year. You have
a reduced network of providers.
PPO and indemnity plans have higher premiums, require you to
share costs, and limit the annual amount of dental expense the
insurer will pay each year. But, you get access to many more dental
offices than in an HMO.